Terms & Conditions

This website is provided for informational and educational purposes related to our accounting and advisory services. You agree to use this website lawfully and in a manner that does not infringe upon the rights of others or restrict their use of the site.

Cosme Business Solutions LLC provides accounting services, strategic financial guidance, and advisory support.

We are not Certified Public Accountants (CPAs), tax attorneys, or legal professionals.
We do not provide:

• Tax preparation or tax filing services

• Legal advice or legal representation

• Audit, attestation, or assurance services

All information provided through this website or during advisory engagements is intended for general informational and strategic purposes only and should not be considered tax or legal advice. Clients should consult a licensed CPA or attorney for tax and legal matters.

Use of this website, submission of contact forms, or scheduling of a consultation does not create a client relationship. A formal relationship is established only after:

• Mutual agreement

• Signed engagement or service agreement

• Acceptance of applicable fees and scope of work

While we strive to provide accurate and up-to-date information, we make no guarantees regarding the completeness, accuracy, or reliability of information on this website. Business, financial, and regulatory environments change frequently.

You acknowledge that any reliance on information from this website is at your own risk.

Our advisory services are designed to provide insight, guidance, and strategic recommendations. Final decisions and implementation remain the responsibility of the business owner or client.

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We do not guarantee specific financial outcomes, profit increases, or business results.

All content on this website—including text, graphics, logos, and frameworks—is the property of Cosme Business Solutions LLC and may not be copied, reproduced, distributed, or used without prior written consent.

Our website may include links to third-party websites for convenience or informational purposes. We do not control or endorse these websites and are not responsible for their content, policies, or practices.

To the fullest extent permitted by law, Cosme Business Solutions LLC shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:

• Use or inability to use this website

• Reliance on information provided

• Business decisions are made based on advisory guidance

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

We reserve the right to update or modify these Terms & Conditions at any time. Changes will be effective immediately upon posting to this website. Continued use of the website constitutes acceptance of the updated terms.

These Terms & Conditions shall be governed by and construed in accordance with the laws of the jurisdiction in which Cosme Business Solutions LLC is registered, without regard to conflict of law principles.

If you have questions regarding these Terms & Conditions, please contact:

Cosme Business Solutions LLC
Website: VirtualCBS.com
Email: reachus@virtualcbs.com
Phone: 865.344.6300