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Recession-proof your budget: a simple best-case/worst-case planning template
If you've been running a small business in 2026, you already know the drill: costs are up, some suppliers are unpredictable, and nobody can tell you exactly where inflation or tariffs are headed. The worst response to that uncertainty is to build one tidy budget, feel good about it, and then watch reality drift away from it month by month. The better approach — and the one more business advisors are recommending right now — is scenario-based budgeting: building two versions o

Eunice Cosme
Jun 94 min read


New 1099 rules for 2026: who you actually need to send a form to now
If 1099 season has ever made you want to crawl under your desk, combing through a year of contractor payments, wondering "wait, did I pay them $550 or $650?" — 2026 just handed you a little relief. Thanks to tax law changes from the One Big Beautiful Bill Act (OBBBA), the reporting thresholds for some of the most common small-business forms just moved. Here's what changed, who it actually affects, and a simple way to think about it so you're not stuck guessing in January. Wha

Eunice Cosme
Jun 84 min read


Will AI Take Over the Role of Your Trusted Bookkeeper?
If you've spent any time online this month, you've probably seen the headline: Pilot just announced what it's calling the world's first "AI Accountant" — a fully autonomous system designed to run an entire bookkeeping cycle, from onboarding a new client all the way through monthly close, without a human touching it. Coverage from outlets like Accounting Today and Yahoo Finance is calling it a major leap forward for AI in accounting, and it's already sparking the question a lo

Eunice Cosme
Jun 83 min read
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